All Blog Entries by Help Now

My friends nicknamed me Utah Dave in high school because they said it didn't matter where we went in Utah, I would know how to get there and who we needed to talk to. The name sticks today as UtahDave has formed into a professional real estate network of Neighborhood Experts all across the state. I live in Daybreak with my wife and 4 amazing children. I enjoy dancing (which is how I met my wife Dawn) as well as traveling, coaching, and learning.

Found 493 blog entries published by Help Now.

The skinny for all buyers:
The details still aren't readily available on this money but you do have a chance to get pre-approved now. You can apply for an approval here: Application

Buy a new home and you can receive a free $6,000. There are many awesome deals right now, but once May comes around many of the new homes at great pricing will be eaten up and off the market. The people who move now will be getting the best deals. There are some restrictions to the grant money. If you are joint filing, your income can't exceed $100,000. For single filing the income limits are at $75,000.

Here is a link to the basic information about the grant: $6,000 Utah Grant

Double, even triple dipping for 1st time homebuyers.
With the $6,000 Utah grant money, the

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Top Places in Utah to Sell a Home! (Utah Top Spots)

Recent statistics show where homes are selling in our ever changing market. Based on these statistics this list shows where the homes are selling, what price ranges they are selling in, and how quickly they are selling. These areas are Utah's hot spots! While most areas of the country are struggling to sell, those living in these areas can get top dollar for their home because of the high demand! Those looking to buy in these areas may expect to pay a little more, but they can count on being able to sell their home if they ever need to. For those who are living in this area thinking of selling now is the best time to sell! These areas are Utah's Hot Spots for selling homes right now.

1. SLC Zip

1,338 Views, 0 Comments

Does the bailout help me with my mortgage?

All over the news you hear of corporations getting bailout money. But what is difficult to understand is what about the homeowner that needs a little mortgage relief.
There is a website that is being built that will help you understand if there is any help in it for you. http://www.financialstability.gov is the place to go to read more about the bailout.

Yes, that site might be a little technical or confusing. A friend of mine Ryan Wright here in Utah is also helping people save their homes. http://www.saveutahhomes.com/ You can go to his site to see options for saving your home.

If you are thinking of selling even if your home is upside down or if you are late on payments, we have higher short sale close

1,379 Views, 0 Comments

Does the bailout help me with my mortgage?

All over the news you hear of corporations getting bailout money. But what is difficult to understand is what about the homeowner that needs a little mortgage relief.
There is a website that is being built that will help you understand if there is any help in it for you. http://www.financialstability.gov is the place to go to read more about the bailout.

Yes, that site might be a little technical or confusing. A friend of mine Ryan Wright here in Utah is also helping people save their homes. http://www.saveutahhomes.com/ You can go to his site to see options for saving your home.

If you are thinking of selling even if your home is upside down or if you are late on payments, we have higher short sale close

1,170 Views, 0 Comments

Top Places in Utah to Sell a Home! (Salt Lake County Top Spots)

Recent statistics show where homes are selling in our ever changing market. This list, based on these statistics, shows where the homes are selling, what price ranges they are selling in, and how quickly they are selling. These areas are Utah's hot spots! While most areas of the country are struggling to sell... those living in these areas can get top dollar for their home because of the high demand! Those looking to buy in these areas may expect to pay a little more, but they can count on being able to sell their home if they ever need to. For those who are living in this area thinking of selling now is the best time to sell! These areas are Utah's Hot Spots for selling homes right now.

1,028 Views, 0 Comments

Top Places in Utah to Sell a Home! (Salt Lake County Top Spots)

If you live in one of these areas, you are in a hot spot! While most areas of the country are doing anything to sell...you can get top dollar for your home! If you are a buyer looking to buy in these areas, yes you may be paying more as you won't have as much negotiation room. But you can count on being able to sell your home if you ever needed to. These areas are Utah's Hot Spots for selling homes right now.

It is possible in any area to sell a home within a month. We have been doing that all year. The timeframe on the areas below represent with the current demand how fast it would take to deplete all the inventory on the market. 4-6 months of inventory represents a normal market.

1,070 Views, 0 Comments

Watch Out! Buyer Just Lost $2,000 when backing out of buying a home! It Happens to Many Buyers!

Ouch! No one wants to lose money when backing out of a home. It happens often where the buyer’s financing doesn’t go through, they lose a job, or they get buyer’s remorse about buying a property and back out. There are many different reasons why a buyer may back out of buying a home. However, there are keys to keeping your earnest money. Please remember this disclosure. Im not a lawyer. Im a real estate broker. The law is clear for real estate brokers to be in charge of the earnest money. There are rules that we have to abide by regarding earnest money.

What is Earnest Money? Earnest Money is a deposit you put down on a home. The amount shows how willing

1,431 Views, 0 Comments

Watch Out! Buyer Just Lost $2,000 when backing out of buying a home! It Happens to Many Buyers!

Ouch! No one wants to lose money when backing out of a home. It happens often where the buyer's financing doesn't go through, they lose a job, or they get buyer's remorse about buying a property and back out. There are many different reasons why a buyer may back out of buying a home. However, there are keys to keeping your earnest money. Please remember this disclosure. Im not a lawyer. Im a real estate broker. The law is clear for real estate brokers to be in charge of the earnest money. There are rules that we have to abide by regarding earnest money.

What is Earnest Money? Earnest Money is a deposit you put down on a home. The amount shows how willing and

1,259 Views, 0 Comments

You have seen the headlines "Why Pay 6%? Save $2,000 to $4,000!"

Did you really end up saving? Lets take a look at a couple scenarios.

Sometimes its tough to really know, many times you will never know. Why? Because there rarely is the exact same home for sale at the exact same time as each other listed with different brokerages. But we found some for you to look at. These two homes were on the market at the exact same time and were considered competition as they were exact comparables.

EXAMPLE A:

 

This home was listed with a discount brokerage, and 2 different nation wide traditional brokerages.

Time on market: 470 Days

Net to seller after paid closing costs: $206,200

 

EXAMPLE B:

This home was listed with a Discount

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Tricks to Refinancing your home...even if you dont qualify!

Many people are taking advantage of refinancing! I mean this is history right now with lowest rates in decades! But what about those who are in their home and aren't sure if they qualify? Here are the tricks to refinancing.

1. Where do I get the best rates?

You can shop around! However, it is confusing as some people say they will give you no costs. I know one person that told me, I got the greatest deal with no costs but his interest rate was pretty high. Don't fall for no costs. Be sure to compare APR's as those will include costs. The best place we have found closing costs and rates have been local mortgage broker. Tim Peterson tim@rightsidelending.com or Sandy Lowe

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