A huge shout out to our goBE Realty Sales Team. Yesterday at the exclusive Daybreak Awards Ceremony goBE Realty was awarded the Top Real Estate Office Sales in Daybreak for 2015. That's not all though; Utah Dave was awarded the Top Sales Agent for New Home Sales in Daybreak for 2015! We also sold a total of 65 homes in Daybreak in 2015 alone. In addition the goBE team sold a total of 170 homes from Davis, Salt Lake, and Utah Counties. Give a "like" to help us congratulate this amazing team. — with David Marrott, Ryan Aycock, Josh Mills, Barbara Neilson Mills, Dave Robison, Julie Holmes,Tammy Burton Casper and Durven Wilson.

If you are looking for a great deal on a home, then considering a short sale in West Valley is the way to go. But you may be asking yourself, " What is a short sale?" A short sale means that the seller's lender is accepting a discounted payoff to an existing mortgage. Lenders agree to a short sale and take a moderate loss in order to avoid going into foreclosure which is more costly, and since the proceeds from the sale of the home fall short of the principle, it is referred to as a short sale. That is why they are marked down because lenders are losing money the longer the home is vacant, so buying a short sale in West Valley can really be a great deal.

This short sale in West Valley is a must see. It is a great home that is mostly new throughout.

If you are a first time buyer looking for a short sale in American Fork, then I found the home for you. This is a fantastic starter home for an affordable price in the perfect location. You will live within walking distance to shopping, entertainment, and if you commute, there is easy freeway access. What more could you want in a home? This home will not last, especially at this price, so hurry in and see it today!

This charming 2-bedroom 1-bath home has 777 square feet of warmth and comfort that would make the perfect home for a small family, or an individual looking for a starter home. With the real estate market where it is at now, it is much cheaper to own your own home than pay rent. Stop wasting your money on rent and buy your own home now!

YOUR HOME, one of your greatest financial assets, can also be a source of extra income, with a little creativity. With the slump in home values, people have been thinking outside the box to get a little extra cash from of their home. There are many common ways of getting extra money from your home such as renting out an extra room or selling some of your clutter. But what about using your home exterior for advertising? Offering your home as a location for magazine or film shoots? Or even renting out your driveway? These are some of the creative ways homeowners are pulling extra cash from their home.

Recently a company called Braniacs from Mars offered to make your mortgage payments for you for up to a year! What do you have to do? Fill out the

In many situations, when you have a debt cancelled or forgiven, it is considered income and can be taxable. When you short sale your home, the amount of debt forgiven can be quite substantial. Because most Short Sales are the result of hardship, it would be very difficult to meet this extra tax burden. Thankfully, the Mortgage Debt Relief Act of 2007 was established to prevent this.

The Debt Relief act allows those who have had to short sale their home, to exclude the debt forgiven from their income. This requires that the short sale be on the seller's principal residence. Debt can also be reduced through mortgage restructuring or loan modification. This debt forgiveness also qualifies under the Debt Relief act to be excluded from income.
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How does a short sale or foreclosure affect me and my credit?

That is the question that many people are asking. Times are statistically tough for many during this recession and people want to know what their options are and what they need to do. Im not a lawyer but this is what I am seeing in the loan world and in the credit arena.

My rule of thumb is always the following when it comes to making payments:

1. Always make your payments and fulfill your obligations.

2. If things are tough and there is no way out, call your lender BEFORE things are bad and before late payments are made. Always call your lender if you are going to be late. This is the same rule with landlords and tenants. The tenants that call the landlord and tell them things

How does a short sale or foreclosure affect me and my credit?

That is the question that many people are asking. Times are statistically tough for many during this recession and people want to know what their options are and what they need to do. Im not a lawyer but this is what I am seeing in the loan world and in the credit arena.

My rule of thumb is always the following when it comes to making payments:

1. Always make your payments and fulfill your obligations.

2. If things are tough and there is no way out, call your lender BEFORE things are bad and before late payments are made. Always call your lender if you are going to be late. This is the same rule with landlords and tenants. The tenants that call the landlord and tell them things are