November 2013

Found 6 blog entries for November 2013.

Here is a list of the pros and the cons of buying a condo. Hopefully you will find this information valuable when you begin your search for your new home.   Condominiums and townhouses are an affordable option for single-family homes in many markets, and they’re ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to consider:  

  • Storage. Some condos have storage lockers, but usually there are no attics or basements to hold extra belongings.

 

  • Outdoor space. Yards and outdoor areas are usually smaller in condos, so if you like to garden or entertain outdoors, this may not be a good fit. However, if you dread yard work, this may be the
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Here is a list of important things to consider about your home. Technological devices are so integral to our society that an ill-equipped home could negatively impact its value. Also, when you buy a home, you want to make sure it can support all the gadgets that you love.

  If the latest technology and entertainment options are important in your new home, add the following questions to your buyer’s checklist.

1. Are there enough jacks in every room for cable TV and high-speed Internet hookups?

2. Are there ample telephone extensions or jacks?

3. Is the home pre-wired for home theater or multiroom audio and video? Does it have in-wall speakers?

4. Does the home have a local area network (LAN) for linking computers?

5. Does the home…
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Are you looking for a stylish and unique way to decorate your home? Interior wall murals are becoming more and more popular. You could have a theater room painted to look like The Batcave, or a child's room painted to look like Neverland. Wall murals help customize your home and make it uniquely yours!

  What is your passion? Do you love a certain decade? Fantasy or Sci-Fi films? Farm Country living? or even another country's culture? Murals are an easy way to integrate this passion into your home. Now your home is uniquely yours and it reflects your lifestyle. Guests will be amazed at the beauty and want to talk about your passion.   Murals can add to your home in many ways!
  • Make a personal statement
  • Make your home
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Are you thinking about buying one of the lovely homes for sale in Daybreak? Great choice! Daybreak is the perfect community for the whole family, and the homes for sale in the area are simply stunning. If you’re serious about buying one of the gorgeous homes for sale in Daybreak, you should definitely take the time to get pre-approved for a loan ahead of time. This will make your purchase much more smooth once the time comes.

If you’re planning on purchasing one of the lovely homes for sale in Daybreak, you should definitely check out this featured listing.

Homes for Sale in Daybreak

This lovely 4 bedroom 4 bathroom home is a dream come true. As a former model home, this home is chock full of fabulous upgrades – including a surround sound system. It’s located in a

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Here is a little piece of information about what expenses a buyer can expect to pay at closing.   You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required amount for:

  • Down payment
  • Loan origination
  • Points, or loan discount fees, which you pay to receive a lower interest rate
  • Home inspection
  • Appraisal
  • Credit report
  • Private mortgage insurance premium
  • Insurance escrow for homeowner’s insurance, if being paid as part of the mortgage
  • Property tax escrow, if being paid as part of the mortgage. Lenders keep
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During the course of buying a home you receive a lot of paperwork. As your real estate agent we help you comb through all this paperwork to make sense of it. On closing day you can expect to sign a lot of documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference.

  • HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, and hazard insurance —associated with the closing. You’ll need it for income tax purposes if you paid points.
  • Truth in Lending statement. Summarizes the terms of your mortgage loan, including the annual percentage rate and rescission period.
  • Mortgage and note. Spell out the legal terms of your mortgage obligation and the
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